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Terms of Service

Last updated: March 20, 2025

1. Introduction

Welcome to BoltBudget ("we," "our," or "us"). By accessing or using our website, mobile application, and services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). Please read these Terms carefully before using BoltBudget.

2. Acceptance of Terms

By accessing or using BoltBudget, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.

3. Description of Service

BoltBudget is a free personal finance tool that helps users track spending, manage payments, and monitor account balances. Our Service includes features such as daily budget overviews, payment tracking, balance monitoring, and salary tracking.

4. User Accounts

To use certain features of BoltBudget, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to provide accurate and complete information when creating your account and to update your information to keep it accurate and current.

5. User Responsibilities

When using BoltBudget, you agree to:

6. Intellectual Property

All content, features, and functionality of BoltBudget, including but not limited to text, graphics, logos, icons, and software, are owned by BoltBudget or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our Service without our prior written consent.

7. Free Service and Future Changes

BoltBudget is currently offered as a free service. We reserve the right to introduce premium features in the future, but our core budgeting tools will always remain free. We will provide reasonable notice of any changes to our service offerings.

8. Data Security

We implement reasonable security measures to protect your personal and financial information. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

9. Limitation of Liability

To the maximum extent permitted by law, BoltBudget shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or in connection with your use of the Service.

10. Disclaimer of Warranties

BoltBudget is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or secure, or that any defects will be corrected.

11. Financial Advice Disclaimer

BoltBudget is a budgeting tool and does not provide financial advice. The information provided through our Service is for informational purposes only and should not be considered financial, legal, or tax advice. You should consult with a qualified professional for specific advice tailored to your situation.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. If we make material changes to these Terms, we will notify you by email or by posting a notice on our website. Your continued use of BoltBudget after such modifications constitutes your acceptance of the revised Terms.

13. Termination

We reserve the right to suspend or terminate your access to BoltBudget at any time for any reason without notice. Upon termination, your right to use the Service will immediately cease.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

15. Contact Information

If you have any questions about these Terms, please contact us atsupport@boltbudget.com.